AFP Mortgage Services
We are an experienced and friendly team of mortgage brokers and protection advisers
AFP Mortgage Services
We are an experienced and friendly team of mortgage brokers and protection advisers
AFP Mortgage Services
We are an experienced and friendly team of mortgage brokers and protection advisers
AFP Mortgage Services
We are an experienced and friendly team of mortgage brokers and protection advisers
AFP Mortgage Services
We are an experienced and friendly team of mortgage brokers and protection advisers
AFP Mortgage Services
We specialise in mortgages and insurance protection policies across the UK.
Operating from the Home Counties, we have access to a wide range of products from High Street Lenders and specialist products not available direct. We have the experience and depth of knowledge to be able to find the right mortgage for you.
Part of our excellent service is to guide you through the whole process – we’ll find and arrange your mortgage so you can get on with other important things such as packing your boxes if you’re moving!
Mortgages
Whether you are a first-time buyer, landlord or simply looking to move to your dream home, we can help! We are also good at helping you to obtain a better rate on your existing mortgage and raising additional funds.
If you simply need advice in anticipation of preparing for a change in the next few years, we’d be happy to discuss your options. There may be things you can do early on to improve your credit rating, save towards a home deposit and reduce your outgoings to attract the best mortgage deals.
Mortgage types
Here are some of the mortgage products we can source for you:
First time mortgages for that all important very first purchase
Buy to let for investors whether it’s a first foray into investing or a new acquisition as part of a property portfolio
Second home mortgages for holiday homes and holiday lettings
Remortgaging – we recommend remortgaging as soon as your introductory period is completed to keep your costs down
A repayment mortgage is where you repay a portion of the capital and interest throughout the term
Interest only is where you only pay the mortgage interest while the full repayment is covered by an investment such as an ISA or similar product
Fixed rate, where as it says, the rate is fixed for a chosen term giving you clarity on your repayments
Variable rates which can drop or increase with the Bank of England rate. There are a few different versions of the variable rate.
Flexible mortgage offers a variable monthly payment with an opportunity for payment holidays
Mortgage repayments
The mortgage market offers a number of ways to repay your loan
A repayment mortgage is where you repay a portion of the capital and interest throughout the term
Interest only is where you only pay the mortgage interest while the full repayment is covered by an investment such as an ISA or similar product
Mortgage Types
AFP Mortgage Services will advise you on the different types of mortgage rates available. Options are
Fixed rate, where as it says, the rate is fixed for a chosen term giving you clarity on your repayments
Variable rates which can drop or increase with the Bank of England rate. There are a few different versions of the variable rate
Flexible mortgage offers a variable monthly payment with an opportunity for payment holidays
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Protection
Nobody wants to think about the worst that can happen, but insurance and protection policies are a responsibility we should all take seriously. Whether or not you have a mortgage, a protection policy can cover your costs in case of illness or injury. At AFP Mortgage Services, we can choose from a selection of top insurers to get you the level of cover you need.
The main types of protection we can provide for you include
Critical Illness cover should you be diagnosed with a serious illness
Income protection to replace your income in case ill health stops you from working
Life assurance policies to protect your loved ones financially in the event of your death
Discuss with us your family needs. We can advise you on policies, payments and cover to care for your nearest and dearest.
Reviews
Don’t just take our word for it! Over the last fifteen years we have built our business on the recommendations of happy customers.
We aim to do a fantastic job for you so that you recommend us to friends and family. That way, we can continue to grow and you
can achieve your home-owning dreams.
See our reviews on Google